Built on Real Experience

We started goovavionmevio in 2019 because we kept seeing the same problem everywhere — successful Australian businesses struggling with what to do when money starts flowing in faster than expected.

47 Businesses Guided

.8M Surplus Optimized

6 Years Experience

The Problem We Actually Solve

Most financial advisors focus on businesses that need money. We work with the opposite situation — companies that suddenly have too much cash sitting around and no clear strategy for managing it effectively.

This started happening to us personally. Back in 2018, our Queensland-based consulting firm had its best year ever. But instead of celebrating, we spent months worrying about tax implications, wondering if we should expand, buy property, or just park everything in term deposits.

Every advisor we talked to wanted to sell us investment products or push us toward risky growth strategies. Nobody seemed to understand that sometimes businesses need help managing success, not failure.

So we learned to do it ourselves. Then other business owners started asking for help with the same challenges. By 2019, we realized this was actually a service gap worth filling properly.

What Guides Our Decisions

These aren't just words on our website. They shape every recommendation we make and every conversation we have with clients.

No Pressure Tactics

We never push specific products or create artificial urgency. Your surplus has been sitting there for months anyway — rushing into decisions helps nobody.

Tax Reality First

Every strategy we discuss starts with your actual tax situation, not theoretical scenarios. We work with your accountant, not around them.

Business Context Matters

What works for a tech startup doesn't work for a family restaurant. We build strategies around your specific industry and business model.

Where Our Experience Really Counts

After six years of working specifically with surplus management, we've developed practical systems for the situations that catch most businesses off guard.

Seasonal cash flow planning

Partnership distribution strategies

Equipment purchase timing

Commercial property decisions

Staff bonus structuring

Emergency fund optimization

The key difference is that we've seen these exact situations before. Most financial advisors work with individuals or deal with business lending. We focus entirely on businesses that already have the money but need help making smart decisions with it.

Who You'll Actually Work With

We keep our team small intentionally. Every client works directly with experienced professionals, not junior staff or external contractors.

Keston Harwick

Principal Financial Strategist

Keston handles the majority of our client relationships and has been working in business finance since 2015. Before starting goovavionmevio, he spent three years with a mid-tier accounting firm in Brisbane helping established businesses with cash flow management and strategic planning.

What sets Keston apart is his practical approach to financial strategy. He's not interested in complex investment schemes or theoretical models — just straightforward solutions that actually work for real businesses operating in Australia's regulatory environment.

Professional Background

CPA Australia member since 2017
Advanced Diploma in Financial Services
Specialist certification in business tax strategy
Regular speaker at Queensland small business workshops

How We Actually Work

Our process is designed around the reality that most business owners are busy running their companies, not managing investment portfolios. Everything we do focuses on practical implementation, not academic theory.

Current Situation Analysis

We start by understanding exactly what you're dealing with right now. How much surplus cash, what your normal operating requirements are, and what major decisions you're facing in the next 12-18 months.

Tax Impact Assessment

Before discussing any strategies, we work with your accountant to map out the tax implications of different approaches. This prevents expensive surprises later.

Strategy Development

We build a plan that fits your specific situation, timeline, and risk tolerance. This usually includes multiple options so you can make informed decisions without feeling pressured.

Implementation Support

We help you execute the plan, working with your existing advisors and handling the paperwork where needed. You stay in control but don't have to figure everything out alone.